Last updated
Last updated
Installment transactions are available for the following transactions:
For the purposes of processing installments transactions, a dedicated channel (entity ID) will be created, per country. The number of installments is determined in the payment request, which is explained in further detail in the “Implementation” section below.
For example:
BR_CC_Installments
MX_CC_Installments
From a technical perspective, a transaction in installments is one single transaction. The issuing bank handles the charges to the customer, which will occur each month.
The calculation of the installments amount for each month is done by dividing the amount by the number of installments. The resulting value is then added up with a precision of two decimals. In case the result is lower than the amount, the missing fraction is added to the first installment.
Example:
Transaction of 100.00 BRL in 3 installments:
100.00 BRL/ 3 = 33,33 BRL
33,33 BRL x 3 = 99,99 BRL
First installment: BRL 33,34 2nd and 3rd installments: BRL 33,33
Example:
Transaction of 300.00 MXN in 3 installments:
300.00 BRL/ 3 = 100.00 MXN
First installment: 100.00 MXN 2nd and 3rd installments: 100.00 MXN
From a technical perspective, up to 12 installments are allowed. Please check back with the Project Owner the maximum number of installments agreed in your contract.
The minimum amount for an installment is 5.00 BRL. Ex: Total DB amount 10.00 BRL in 2 installments (5.00 BRL/installment).
The minimum total Amount for 3, 6, 9 and 12 installments are:
Note: 2, 4, 5, 7, 8, 10 and 11 installments are not supported in Mexico! You should obligatory send exactly 3, 6, 9 or 12 installments in according to the minimum amount above.
Installments transactions have a single parameter added to a “normal” transaction: recurring.numberOfInstallments
.
PPRO supports two flows for processing Credit and Debit Card transactions, either Debit (DB) Flow or Preauthorization (PA) and Capture (CP) flow. Both flows are valid; please discuss both options with your Account Manager.
Debit (DB) flow authorizes and debits card holder’s account in a single step.
Preauthorization (PA) and Capture (CP) flow splits authorizes and debiting card holder’s account into two steps.
Note: In Mexico installments are not available for Amex PA (Preauthorization)!
Note: For recurring transactions the CVV is not mandatory!
To create the payment form you just need to add the following lines of HTML/Javascript to your page and populating the following variables • The checkout id that you got in the response from step 1
The shopperresultUrl
, is the page on your site where the customer should be redirected to after the payment is processed and the brands that will be available
After you input the credit card data on the form above, the request for payment is processed.
To create the payment form you just need to add the following lines of HTML/Javascript to your page and populating the following variables • The checkout id that you got in the response from step 1
The shopperresultUrl
, is the page on your site where the customer should be redirected to after the payment is processed and the brands that will be available